If you are on a Mac using fetch to ftp, you need to transfer
your images over as "raw binary" and not Mac Binary. There's
a good help page on this at:
http://www.art.net/Help/fetch.html
Am not sure about the Claris Home Page software but would imagine
that you caould save the html code as plain ascii text and ftp
it over in ascii format.
Let us know if you have more questions about ftp access.
thanks,
-lile
(a webmaster@art.net)